Japan 7-Eleven ATM Seven Bank Guide + Photos

7-Eleven in Japan is famous for its convenience stores but did you also know it has one of the largest banking / ATM networks in Japan, Seven Bank?

Simple to use, easy to find and offering low denomination notes, the 7-Eleven Japan ATMs are an effective way to get your Japanese Yen whilst travelling around the Land of the Rising sun.

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7 eleven store Japan

With a 7-Eleven on practically every street corner plus 7-Eleven ATMs and cash machines popping up in malls, stations and publis space, this is a convenient way to get cash whilst in Japan.

From how to use the cash machines to opening hours, here is our guide to using the Japanese 7-Eleven ATMs in Japan in 2024.

ATM at 7-eleven store Japan

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What is Seven Bank in Japan?

Seven Bank began in 2001 and offers a large network of Seven Bank ATMs across Japan (most often in 7-Eleven stores), plus services and products for Japanese residents.

Seven Bank began in response to our 7-Eleven customers who wanted to see cash machines and ATMs in 7-Eleven stores.

In 2022, there were 980 million Seven Bank (7-11) ATM transactions making it one of the biggest ATM networks in Japan and 2.8 million account holders (you don’t need to have a Seven Bank account to use their ATMs).

Seven Bank also has ATMs in other overseas countries including Indonesia and the Philippines.

ATM at 7-eleven store Japan

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How many Seven Bank ATMs are there in Japan?

Available in most 7-Eleven branches, there are around 27,000 Seven Bank ATMs in stores and public places in Japan (source: The Seven Bank Annual Report for 2023).

Around 23,000 of these ATMs are in 7-Eleven stores.

At the present, there are Seven Bank ATMs in all the Japan prefectures operating 24 hours a day, 365 days a year – although some of the ones in malls or stations may not be accessible when those buildings are closed at night.

If you are travelling between cities in Japan, there are over 820 Seven Bank ATMs in railway stations, over 60 cash machines in airports and around 80 in Japanese highway rest areas / service stations (source: Seven Bank annual report March 2023).

ATM at 7-eleven store Japan

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How do I find a Seven Bank ATM in Japan?

They are easy to find – just head to your nearest Japanese 7-Eleven store or look out for the familiar red, green and white Seven Bank branding (using the same font / layout as 7-Eleven).

Alternatively, use this 7-Eleven ATM locator here provided by Seven Bank >

Also, printed leaflets available in 7-Eleven stores also recommend a Smartphone app in Japan called the ‘Japan ATM Navigation’ app which provides a route from the user’s current location to the closest Seven Bank ATM.

ATM at 7-eleven seven bank Japan

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How many 7-Eleven stores are there in Japan?

Most 7-Elevens in Japan have their own 7-Eleven Bank ATM (there are 23,000 Seven Bank ATMs installed in 7-11s across Japan).

As of 2024, there are around 22,000 7-Eleven stores in Japan with over 22 million customer visits per day; this makes it the most popular convenience store chain in Japan beating Lawson, Seicomart, Daily Yamazaki, MiniStop and FamilyMart.

Based on 2023 stats from Statista, 7-Eleven Japan is also the most preferred Japanese convenience store with 80% of Japanese consumers saying they regularly visited 7-Eleven.

This also means it is one of the biggest and most popular ATM networks across Japan.


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Overseas bank cards useable at 7-Eleven ATMS

Overseas debit cards used by travellers in Japan can use 7 Eleven / Seven Bank ATMs if they have the following logos / symbols:

  • Visa
  • Maestro
  • Mastercard
  • Cirrus
  • Union Pay
  • JCB
  • American Express
  • Discover
  • Diner’s Club

For instance, we used our Starling Card from the UK (with Mastercard) and successfully withdrew money from 7-Eleven ATMs incurring no fees in Japan or back at home.

ATM at 7-eleven store Japan - Seven Bank

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Withdrawal limits at 7-Eleven bank machines

The maximum amount of money you can take out from one transaction at a 7-Eleven ATM / Seven Bank machine for cards issued overseas is 100,000 Yen at a time.

This equates to approximately £530 / $670 USD or 620 Euros in one transaction – amounts correct as of February 2024.

However, the 7-Eleven ATM limit for magnetic stripe card transactions is currently 30,000 Yen.


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Using a Seven Bank ATM in Japan / Languages

Once you’ve found a Seven Bank ATM, you can insert your international debit card.

There are many international language settings on the 7-Eleven ATM screens and bank receipts including:

  • English
  • Chinese
  • Korean
  • Thai
  • Malay
  • Indonesian
  • Vietnamese
  • French
  • German
  • Portuguese

Insert your bank card with the magnetic strip side down then select your language of preference.

Select the withdrawal button then select the account you are withdrawing from – for us (using a UK debit card), we always found current  / checking or savings accounts worked.

Enter your pin and press enter – select the amount of Yen you wish to withdraw and the denomination.

ATM at 7-eleven store Japan

You then are given the choice of taking out the money from your account based on “Dynamic Currency Conversion Service (DCC)” or Standard Card Settlement.

More often than not, it is best to take out the money as the Standard Card Settlement (Japanese Yen) as the DCC’s exchange rate provided at the ATM is typically worse than the market rate resulting in a more expensive amount.

ATM at 7-eleven store Japan

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Seven Bank / 7-Eleven ATM fees

Fees may be determined by your individual card provider – however based on our experiences of using the 7-Eleven bank machines and ATMs with a UK Starling / Mastercard, we incurred zero fees when taking out money (Yen) in Japan from 7-Eleven.

ATM at 7-eleven store Japan

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Is there a 7-Eleven / Seven Bank banking app?

Yes, there is a My Seven bank app that was launched in 2020 but this is only available to use by  Seven Bank account holders.

However, 7-Eleven stores in Japan promote a Smartphone app called the ‘Japan ATM Navigation’ app which provides a route from the user’s current location to the closest Seven Bank ATM.


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Summary / Other ATMs and cash machines in Japan

We found using the 7-Eleven / Seven Bank cash machines an easy way to take out Yen when travelling around Japan.

The ATMs are easy to use and very common, with around 27,000 ATMs spread across every Japanese prefecture, including 23,000 ATMs located right in the 7-Eleven stores themselves.

Lots of other Japan bank ATMs are available but we found 7-Eleven bank machines the best as we could choose low denomination notes (which are easier to spend) and zero fees.

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